Selling Real Estate Frequently Asked Questions
Shawn Lin
•
The RBA interest rate increase and its subsequent impact on Australia's housing market.
Ellena Wong
•
The Reserve Bank of Australia (RBA) raised the cash rate by 25 basis points to 3.85% on 3 February, marking the first increase in two years. Although labelled a "shock hike", it was anticipated by 70% of financial markets. The RBA cited stronger-than-expected private demand and rising housing activity as key factors. Banks are expected to pass on the rate hike to mortgage holders soon.
Housing Market Trends
Rents Soar: National rents hit record highs, with Sydney ($760/week) and Perth ($700/week) leading. Renters now pay $1,560 more annually than last year.
House Prices Slow: January saw marginal growth in house prices (+0.1%) and a slight dip in unit prices (-0.2%). Affordable housing remains highly competitive.
Investor Activity: Investor lending surged in late 2025, driven by tight rental markets and renewed confidence, though the February rate hike may temper this momentum.
Challenges and Risks
Supply Constraints: Rising interest rates could hinder new housing construction, exacerbating supply shortages and price pressures.
Affordability Limits: Buyers may reach financial ceilings, slowing demand.
Despite challenges, housing approvals and investor confidence signal resilience, though risks such as inflation and construction constraints loom large.
Read More
What the Federal Budget Could Mean for the Property Market in 2026
Heidi Htut
•
The 2026 Federal Budget has introduced a range of proposed measures that are expected to influence Australia’s property market over the coming years. While the headlines have focused heavily on tax reform and investment settings, the overall approach is one of gradual transition rather than immediate disruption.
At its core, the Budget aims to rebalance long-term investment incentives while supporting increased housing supply across the country.
Detached Houses vs Apartments: Which One Should Sydney Buyers Choose?
Ellena Wong
•
Sydney’s property market remains one of the most competitive in Australia, and for many buyers—especially first-home buyers—the biggest question is: apartment or detached house?
At C&R Realty International, we work closely with Sydney buyers every day, and the reality is simple—your choice will come down to budget, location, and long-term goals.